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American Express checks- Your money are always safe
American Express check- is a billing document corresponding money obligations of issuer (American Express) to pay in Check amount in cash to owner (sometimes Bank establishes the commission), whose sample of signature was fixed on Check at the moment of selling.
American Express check is admitted all over the world as reliable way of protecting your own money that you can exchange on personal registered American Express checks. The sample of personal signature, which is fixed on check at the moment of buying and the whole complex of other protection means rule out the possibility to use American Express checks by somebody else, except for their owner.
Lost, stolen or damaged checks can be restored during 24 hours after the appeal to American Express (in case of Agreement about buying conditions implementation).
Economic crisis did not influence owners of American Express check. This is one of the most reliable “currencies “ in the world, which is ensured not by banks, but by international enterprise that has been working on the market for more than 150 years and annually conducts payments of more than 300 million checks. Through banks (and other authorized financial organizations) it is only possible either to buy or to sell checks. That is why even if bank, where checks were bought, closed, You can get your money in any other financial institution.
American Express is a multi profile international enterprise working in tourism, financial and bank business.
Enterprise was established in 1850 year and now has leading positions in tourism, issuing and servicing travel checks and plastic cards, financial planning market, investment products, insurance, and international banking services.
Open Joint Stock Venture “UniCredit Bank” offers following types of operations with American Express checks:
Types of services
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Commission
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Min
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Max
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Selling checks
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1%
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200 soms
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40 000 soms
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Buying checks
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3%
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200 soms
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40 000 soms
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Buying checks that were bought in Open Joint Stock Venture “ATF-Bank Kyrgyzstan”
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2%
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200 soms
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40 000 soms
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Reception of travel and commercial checks in foreign currencies on collection of payments
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1,5%+mailing expenses, without commission of bank
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200 soms
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40 000 soms
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With American Express checks you can get money in more than 83 000 financial organizations in Kyrgyzstan and all over the world, and this number is increasing annually.
Also in foreign countries American Express checks are accepted in all shops, hotels and restaurants.
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