For preventing Bank usage as a tool for legalization of income earned in a illegal way, financing terrorism, and protecting goodwill of Bank and clients Policy of counteraction to terrorism financing and legalization of income that was earned in a illegal way.
 

Acting clients Policy of counteraction to terrorism financing and legalization of income that was earned in illegal way meets requirements of Kyrgyz Republic legislation, international standards, and UniCredit Group standards. On the basis of Acting Policy in Bank there is a system of internal control of preventing terrorism financing and legalization of income that was earned in illegal way. The main directions of the system work are:

• Development and systematization of measures that are aimed on preventing legalization of income that was earned in illegal way and financing terrorism;
• Principle “Know your client”- identification and study of clients with the help of required documents and personal details;
   
• Identification and prevention of operations, which are connected with legalization of income that was earned in illegal way and financing terrorism;
   
• Systematic education and professional trainings for Bank workers and involving all Bank workers to preventing legalization of income that was earned in illegal way and financing terrorism;
   
• Improving software for identifying suspicious clients and operations and operations that must be controlled;
• Documental fixation of information and storage of information and documents that were received after implementation of measures aimed on prevention of income legalization that was earned in illegal way and financing terrorism;
   
• Assistance to State policy aimed on prevention of income legalization that was earned in illegal way.
   

Compliance Control Department was created for organizing the system of internal control and achieving the goals that were established by Policy. The Department was created in 2006 year.
 

We ask You to understand the Policy and fill out all the documents and forms, which are required for opening the account and receiving all other services in OJSV “UniCredit Bank”, because all these documents help to follow legislation, protect Bank and clients’ reputation.